Lately, there has been a noticeable surge in interest in investing in gold, silver, and even copper. Individuals who previously had little or no exposure to these commodities are now reaching out for investment advice. Much of this interest appears to be driven by recent price performance, market chatter, hearsay, and discussions on social media. […]
The Herd Mentality Read More »
This is not a personal finance blog. The author occasionally writes about topics that are not related to personal finance. Recently, there has been an increase in inquiries for financial advisory services from US-based NRI clients planning a move back to India. While earlier inquiries were limited and largely related to well-planned relocations, some of
The Return of the NRI Read More »
I was 23 when I took up my first job, 28 when I moved to the US, 35 when I returned to India for good, and 50 when I finally stepped out of IT to pursue Financial Advisory as an alternate career which offered greater purpose and meaning to my life. None of these milestones
It was early Sunday morning when I received a phone call. I was fast asleep after a late weekend night, but I felt a familiar sense of worry and answered the call without checking the caller’s name. On the line was a young woman from a nearby town in Tamil Nadu, seeking guidance about an
The Sunday Morning Call Read More »
This is a non-financial blog. This Independence Day feels different. Operation Sindoor has been a resolute success, delivering a strong message to our neighbour that there cannot be business as usual and they will have to pay a price for harbouring terrorists and troubling India. It is high time that they turned their attention to
78 Years of Freedom Read More »
Ask anyone to choose between wealth and happiness, and the answer is almost always happiness. Yet in reality, most people devote their energy in accumulating wealth, often at the cost of enjoying good life experience. Why does this disconnect exist? We have always been told to save for retirement and rightly so. But what is
Choosing What Matters: Wealth or Happiness, Goal or Journey? Read More »
Amit had to travel to another world against his wishes. Over there, a lingering regret weighed heavily on his mind. He had left his previous life with one crucial task unfinished—one that should never have been overlooked. In his previous life, Amit was a nice gentleman. His sole purpose in life was to make people
The Deadly Oversight Read More »
This is a non-finance blog. December always brings winter to my mind, a season that holds a special place in my heart. To share this sentiment, I have drawn the following excerpts from my personal diary. It was April 1996, when I arrived in Minneapolis, Minnesota in the USA for a job opportunity. The next
Minneapolis Winter Diary Read More »
Dear Readers, Lately, I have slowed down in sharing my thoughts with you though my heart yearns to write more. Life has been busier on the personal front, but I cannot use that as an excuse to lose our connection. A small disclaimer: this post is not about Personal Finance. This Diwali feels bittersweet for
Today is 8th March, International Women’s Day. A day to honour and celebrate women’s contributions across various spheres of life. One area where I have seen definitive progress is women’s involvement in Financial Planning & Financial Independence of the family. Traditionally in India, the responsibility of earning and managing finances in the family used to
Women and Financial Independence Read More »