Ask anyone to choose between wealth and happiness, and the answer is almost always happiness. Yet in reality, most people devote their energy in accumulating wealth, often at the cost of enjoying good life experience. Why does this disconnect exist? We have always been told to save for retirement and rightly so. But what is …
Choosing What Matters: Wealth or Happiness, Goal or Journey? Read More »
Amit had to travel to another world against his wishes. Over there, a lingering regret weighed heavily on his mind. He had left his previous life with one crucial task unfinished—one that should never have been overlooked. In his previous life, Amit was a nice gentleman. His sole purpose in life was to make people …
This is a non-finance blog. December always brings winter to my mind, a season that holds a special place in my heart. To share this sentiment, I have drawn the following excerpts from my personal diary. It was April 1996, when I arrived in Minneapolis, Minnesota in the USA for a job opportunity. The next …
Dear Readers, Lately, I have slowed down in sharing my thoughts with you though my heart yearns to write more. Life has been busier on the personal front, but I cannot use that as an excuse to lose our connection. A small disclaimer: this post is not about Personal Finance. This Diwali feels bittersweet for …
Today is 8th March, International Women’s Day. A day to honour and celebrate women’s contributions across various spheres of life. One area where I have seen definitive progress is women’s involvement in Financial Planning & Financial Independence of the family. Traditionally in India, the responsibility of earning and managing finances in the family used to …
In 2018, after 20+ years of working in the corporate world, when I was looking for an alternate engagement to make my life more fulfilling and purposeful, Financial Advisory was the obvious choice. I was regularly involved in the personal finance education of my colleagues in the companies where I worked. My interest largely came …
It has been a while since I wrote. The year is coming to an end and we are anxiously waiting for the start of a New Year. It is time to reflect on our financial freedom journey. What are we trying to achieve? The concept of financial freedom holds different meanings for different individuals: Some …
On 23rd August 2023, I witnessed a live telecast of the landing of Chandrayaan-3. With this India became the first country in the world to land on the south pole of the moon. It was a proud and joyous moment for all Indians as we achieved something that nobody has done in the past and …
Introduction In today’s financial landscape, the concept of FIRE (Financial Independence, Retired Early) has captured the imagination of many, promising freedom and happiness through early retirement. While the allure of FIRE is undeniable, it’s crucial to delve into the nuanced approaches to achieve it. This blog explores the spectrum of attitudes towards FIRE, highlights potential …
The central banks worldwide have raised interest rates to their highest level to control inflation. Presently, the interest rate in the US ranges from 5% to 5.25%, 4% in the European Union, and 5% in the UK. The Reserve Bank of India (RBI) has increased the interest rate to 6.5%. Although inflation is decreasing, it …