In 2018, after 20+ years of working in the corporate world, when I was looking for an alternate engagement to make my life more fulfilling and purposeful, Financial Advisory was the obvious choice. I was regularly involved in the personal finance education of my colleagues in the companies where I worked. My interest largely came […]
Scaling up Fee-Only Financial Advisory Services Read More »
It has been a while since I wrote. The year is coming to an end and we are anxiously waiting for the start of a New Year. It is time to reflect on our financial freedom journey. What are we trying to achieve? The concept of financial freedom holds different meanings for different individuals: Some
Path to Financial Freedom Read More »
On 23rd August 2023, I witnessed a live telecast of the landing of Chandrayaan-3. With this India became the first country in the world to land on the south pole of the moon. It was a proud and joyous moment for all Indians as we achieved something that nobody has done in the past and
Introduction In today’s financial landscape, the concept of FIRE (Financial Independence, Retired Early) has captured the imagination of many, promising freedom and happiness through early retirement. While the allure of FIRE is undeniable, it’s crucial to delve into the nuanced approaches to achieve it. This blog explores the spectrum of attitudes towards FIRE, highlights potential
FIRE – The Right Way Read More »
The central banks worldwide have raised interest rates to their highest level to control inflation. Presently, the interest rate in the US ranges from 5% to 5.25%, 4% in the European Union, and 5% in the UK. The Reserve Bank of India (RBI) has increased the interest rate to 6.5%. Although inflation is decreasing, it
Preparing for the Next Bull Run Read More »
The majority of the gifts which we commonly give fulfill our customary needs, such as participating in marriage, housewarming ceremonies, and celebrating the birthdays of family and friends. While these gifts are important, the act of giving here may not provide eternal joy. I often think about giving gifts that can give us long lasting
The Gift from Heart Read More »
Recently, a gentleman reached out to me through WhatsApp and asked me whether Option Master or Marketadora was a part of my Advisory Organization. I could not comprehend his message as it was coming from an unknown contact and asked him to share the context. He shared with me his WhatsApp interaction with another person
Beware of Rampant Fraud: Take Guard! Read More »
There is a very limited amount of information available in the public domain regarding investment opportunities for Overseas Citizen of India (OCI) residing in India. One of the frequently asked questions is whether OCIs residing in India can invest in Government Savings schemes such as EPF, VPF, NPS, PPF, Post Office Savings Schemes, SCSS, KVP,
Investment Opportunities for OCI residing in India Read More »
When it comes to financial planning, a financial advisor typically focuses on arranging money to meet an individual’s financial needs. However, what often gets overlooked is planning for a happy life after retirement. When the conversations with the client start with a discussion about what will make them happy during retirement, the advisor enables the
Planning for a Happy Retired Life Read More »
Over the years, many people have reached out to me to understand the advantages of Financial Planning but very few have implemented it in true spirit. Since I had limited success, this morning I reached out to ChatGPT to help me encourage the uninitiated. Money, money, always on our mind But if we’re not
Why Financial Planning? Read More »