This morning I saw a snippet of an email which was sent to my fellow Adviser colleague looking for an Advisory service stating the following concerns. “If I am not there tomorrow, would you assist my better-half with the following? Work with my company to complete all the formalities related to the settlement of Provident …
This has been one of the most eventful years of our lives. The pandemic brought fear and destruction beyond our comprehension. The virus took us off-guard. We were forced to maintain distance and wear masks. Business came to a standstill. Shutdown in Economies resulted in significant job losses. Poor and marginalised were unevenly impacted. We …
Many of my friends and colleagues have reached out to me to write a blog that will help IT professionals in streamlining their personal finances. Since my previous career was in IT and a significant number of my clientele is from IT, I thought I could pick up some of those learnings for their benefit. …
An unprecedented event COVID has impacted our life in a way we could have never imagined. Till date, globally 23 million people have tested COVID positive and 821 thousand people have died. There are many businesses which have shut down, and the ones that have survived are working at very low capacity. This has resulted …
Our body weakens over time. It is natural that at later ages we will have periodic medical expenses. For some people, it would be worse when a major illness could not only result in physical and mental trauma but also put a huge financial burden on them. This can sometimes derail a well-planned retirement. Hence …
Indians are highly mobile and as part of their job, they frequently travel abroad. Some of them stay outside the country for a significant part of the year and hence are called NRI (Non-Resident Indians) which has significance in investing and taxation. Some of them settle abroad and become a citizen of another country. With …
Are you procrastinating your decision to start planning your finances (Financial Planning) to ready money for your financial goals? Are you doing it because you do not have the knowledge and you will not get the right advice to help you? Are you doing it because your work is very demanding and you are not …
In a recent discussion in a Whatsapp group with sizable representation of members from IT, Banking and new-age startups, the pros and cons of owning company stock options came up and the topic generated huge interest. Approximately, 30% of the members in the group have significant investment tied to their company stock options and are …
Stock Options – Playing it right to build Wealth Read More »
The investment in Debt products has become tricky since the IL&FS crisis but the closure of six funds from Franklin has shaken the investors. The investors have largely considered Deb Mutual Funds as a safe investment that would return alpha (1% – 2% extra return) over the Bank Fixed Deposits but never bothered about the …
On 23rd April 2020 in a sudden move, Franklin (Franklin Templeton AMC) decided to wind up 6 debt mutual fund schemes because of the extreme redemption pressure and their inability to generate enough liquidity to fund the redemptions. The announcement came as a big shock as it was coming from Franklin which is regarded as …
Protecting Investors Money – The Moment of Truth Read More »