The Equity market recently touched all-time high globally. The Nifty traded at 15,869 on 15th June and the S&P 500 in the US market closed at 4,255 on 14th June. In the backdrop of the pandemic, these high market valuations are worrying investors. The US has done a reasonably good job with the vaccination and […]
Is High Equity Market Giving you the Jitters? Read More »
Yesterday, I was talking to one of my clients and he told me that he is aggressively working with his extended family to get their Life and health insured. He has helped his brother-in-law purchase it and is following up with the others. He purchased his Term Life and Health Insurance policies post the financial
If Not NOW Then WHEN? Read More »
The other day I was talking to a boy who has just landed his first job. He wanted to know some of the things, which he can do in his life to expedite his financial independence. In the short discussion that I had with him, I shared some of the learnings from my experience. I
Pearls of Wisdom for Financial Independence Read More »
I had earlier thought that the pandemic will flatten the equity market giving it a breather. It did flatten the economy but the equity market is on a song. It will take a while before the economies and jobs come back to the pre-pandemic level. The countries all over the world over have provided an
Recently, when I posted a blog about planning India return for the US (United States) based NRI, I got multiple requests to write about planning India return for US-based OCI (Overseas Citizen of India). This is an interesting ask. Historically, the majority of the Indians have settled in the US after getting Green Card and
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It is December month and you are getting anxious that even this year you may not be able to put your financial plan in place. It has been almost 3 years since you realized that this activity is very crucial for you and your family and it requires immediate attention. But every year some or
This has been a year of reflection and learning beyond par. Nobody could have predicted the happenings of this year. The pandemic has caused a significant number of job losses and severe pain and suffering for the people. People with fewer means have been disproportionately affected. The market has gone through a roller coaster ride.
The Indian diaspora has travelled all over the world but the IT boom has given the younger generation wonderful opportunity to work in the US and create assets. Luckily some of them have travelled in the last decade with lucrative compensation and sizable stock options. The long bull run in the US market has substantially
Planning Return to India for a US based NRI Read More »
This morning I saw a snippet of an email which was sent to my fellow Adviser colleague looking for an Advisory service stating the following concerns. “If I am not there tomorrow, would you assist my better-half with the following? Work with my company to complete all the formalities related to the settlement of Provident
Planning for difficult Life Transitions Read More »
This has been one of the most eventful years of our lives. The pandemic brought fear and destruction beyond our comprehension. The virus took us off-guard. We were forced to maintain distance and wear masks. Business came to a standstill. Shutdown in Economies resulted in significant job losses. Poor and marginalised were unevenly impacted. We