The young investors who started investing in the last 5-10 years are perplexed today. The value of their investment in the company RSUs (/ ESOPs) has dwindled, IPO investment is below the offer price and the investment in cryptocurrencies has taken a huge markdown. Inflation is at an all-time high. The Central banks are increasing …
I wrote the blog Is this time for Mean Reversion? in Jan this year and some of the events mentioned there are playing out. As I write this, NASDAQ is down 30% from its 52 week high, S&P 500 down 18% and Nifty down 15%. The various indices globally are either in bear territory (down 20% …
Everybody wants to become a successful investor but very few take effort to learn the nuances to become one. Remember that successful investors are not born, they acquire these traits over time. Many times, people mistake these traits for common sense which is not right. One needs to put conscious effort to acquire these traits …
The high amount of money supply and low-interest rate all over the world has encouraged people to take speculative bets. The Equity market (particularly meme stock, SPAC, IPO) and Crypto have recorded a new high. The inflation is inching upward. This is forcing the Central Banks to consider increasing interest rates to keep inflation in …
We have been through a lot. While I generally believe that we can manage difficult situations, this year has been different. The continuous news of loss and suffering of near and dear ones in extended family and friends made us realize that things were not in our control. We were left mute spectators to a …
This month, I will be completing 3 years of starting “Financial Advisory” as a profession. Since I like personal finance, I knew that I would be able to make it work but never expected the transition from IT (my erstwhile career) to be so smooth. It has been an enriching and fulfilling experience. My clientele …
The other day I was talking to a boy who has just landed his first job. He wanted to know some of the things, which he can do in his life to expedite his financial independence. In the short discussion that I had with him, I shared some of the learnings from my experience. I …
This has been a year of reflection and learning beyond par. Nobody could have predicted the happenings of this year. The pandemic has caused a significant number of job losses and severe pain and suffering for the people. People with fewer means have been disproportionately affected. The market has gone through a roller coaster ride. …
This morning I saw a snippet of an email which was sent to my fellow Adviser colleague looking for an Advisory service stating the following concerns. “If I am not there tomorrow, would you assist my better-half with the following? Work with my company to complete all the formalities related to the settlement of Provident …
This has been one of the most eventful years of our lives. The pandemic brought fear and destruction beyond our comprehension. The virus took us off-guard. We were forced to maintain distance and wear masks. Business came to a standstill. Shutdown in Economies resulted in significant job losses. Poor and marginalised were unevenly impacted. We …