The high amount of money supply and low-interest rate all over the world has encouraged people to take speculative bets. The Equity market (particularly meme stock, SPAC, IPO) and Crypto have recorded a new high. The inflation is inching upward. This is forcing the Central Banks to consider increasing interest rates to keep inflation in […]
Is this time for Mean Reversion? Read More »
Come December and everybody starts thinking about a few important tasks which they could not take up this year but would love to do in the upcoming New Year. This comes with a feeling of guilt but a stronger determination to make it happen soon. I have a guilt of my own. I wanted to
As a child, I never heard my dad talk about Financial Planning. He used to earn a reasonable salary to take care of our living expenses but had little to save hence had less motivation to create a financial plan. Whatever he could save would typically get invested in simple investment products including Savings Bank
Financial Planning Then and Now Read More »
People find it difficult to invest their savings optimally and arrange money for their financial goals. Your financial life and in turn your personal life is largely dependent on your approach towards money management, your interest to learn the nitty-gritty of investment and your ability to use it to your advantage. One has to make
Financial Planning Through Life Stages Read More »
We have been through a lot. While I generally believe that we can manage difficult situations, this year has been different. The continuous news of loss and suffering of near and dear ones in extended family and friends made us realize that things were not in our control. We were left mute spectators to a
This month, I will be completing 3 years of starting “Financial Advisory” as a profession. Since I like personal finance, I knew that I would be able to make it work but never expected the transition from IT (my erstwhile career) to be so smooth. It has been an enriching and fulfilling experience. My clientele
3 Years to Cherish Read More »
Yesterday, Sensex crossed 54,000 and the day before yesterday, Nifty overcame the barrier of 16,000. We are in unprecedented times, where the market across the globe is touching a new high every day. This reminds me of some of the familiar characteristics of the market which are not normal. Equity market performance keeps beating other
Many people have reached out to me asking how to select the Best Financial Advisor in India. This is a job easier said than done. After all, you would like to give your hard-earned money to a person who is willing to hear the story of your financial journey understands your difficulty and challenges in
How to Select the Best Financial Advisor in India Read More »
Some of my NRI blog readers have reached out to me in the past asking me to put together a list of key Industry Best Practices in the context of Personal Finance for a US-based NRI. I am listing a few Best Practices which would be useful to the US-based NRIs in various stages of
Finance Best Practices for US based NRIs Read More »
The Equity market recently touched all-time high globally. The Nifty traded at 15,869 on 15th June and the S&P 500 in the US market closed at 4,255 on 14th June. In the backdrop of the pandemic, these high market valuations are worrying investors. The US has done a reasonably good job with the vaccination and
Is High Equity Market Giving you the Jitters? Read More »