This writing is a blend of real story and fiction. Almost a year back in January 2020, the onset of a virus in China changed the way people worked, interacted, travelled and lived their lives. Everyone assumed that this new virus would be similar to the other viruses in the past. On the contrary, this …
Yesterday (27th Feb 2020), the Dow Jones Industrial Average lost 1191 points (4.4%), the worst one day drop in history. All US indices are now down by more than 10% putting the US markets in the correction territory. The large corporations including Apple, Microsoft and Baidu have given a warning about lower revenue and earnings …
There are many articles published on HUF (Hindu Undivided Family) but the knowledge around HUF is limited and the majority of the people have shied away from leveraging it for Financial and Tax Planning purposes. What is HUF? HUF is a family arrangement covered under the Hindu Law by which a joint family can hold …
The year 2019 has taken Market Pundits by big surprise. Nobody could have imagined the way events have panned out. The unprecedented victory of an incumbent government in this election came out as a big surprise to all. Nevertheless, the GDP growth fell to 4.5% in the September quarter, the slowest pace over the last …
This is the final blog in the series “Swami’s titbits on Family Finance” based on narration from my friend Swami. Swami moved back to India from US in Nov 2003. He took two months of hiatus and then joined an IT company. He had to dispose of most of his belongings back in US but …
This is the third blog in the series “Swami’s titbits on Family Finance” based on narration from my friend Swami. After a long hiatus, I managed to connect with Swami again. As promised last time, Swami was eager to talk about his sojourn in US. Land of Opportunity Swami had moved to US, the “Land …
This market will test your nerves. Are you nervous that your investment decisions over last few years have not been favourable? If yes, what are you doing to clean the mess? Is your current investment portfolio geared for tomorrow so that when the market goes up you will be part of the party? If not, …
Recently, I travelled to Delhi for some personal work. On the way back to the airport in the cab, while interacting with the cab driver, I came to know that his wife was unwell and he had to shell out significant amount of his savings for her healthcare. This motivated him to find out ways …
I met Swami the second time to understand how he picked up the nitty-gritty of investment at an early age. Landing at Mecca of the Equity Investment Swami told me that it happened by chance. When Swami completed his Engineering in the 1990s , he did not get a job immediately as there was no …
Hello, I met my childhood friend Swami after a long time. Swami, right from his childhood days was very keen and curious about family finances. I told him that I am planning to write a chronicle on family finances and I would like to pick his brain for relevant personal experiences/stories. Swami agreed. What follows …